There are times opening bank account is very time taking process multiple visits to bank to submit applications delay in granting activation of bank account etc.

But here in this era instant bank account
opening getting popular as more easy and convenient it has become.

It just take few minutes of time to open a full fledged bank account and start use of services with packed features.

For that, you just need aadhaar linked with mobile number and active pan card.

5 Banks that provide instant bank opening services.


• 1 Kotak 811 

If you want india bank and that bank which doesn't need full kyc for the first 11 months and use all the features with limited restrictions with modern app and website then kotak 811 will do job.

✓ Zero Balance Account

✓ No Maintainence Charges.

✓ No annual charges for debit card on 1st year then next year 150rs + gst.

✓ Unlimited ATM transactions for free in digibank ATMs

✓ First 5 transactions for free in month other ATMs then 20rs + gst.

✓ You will be having more branches available through out india.

✓ 3.5 % conversion charges for IN transactions.

✓ You can block debit from app itself.


• 2 Digi Bank

If you want foriegn bank and you are a traveller or you want such bank that is universally accepted and want to do foriegn transactions and you prefer foriegn bank for security.

✓ Zero Balance Account

✓ No Maintainence Charges.

✓ No annual charges for debit card on 1st year then next year 150rs + gst.

✓ Unlimited ATM transactions for free in digibank ATMs

✓ First 5 transactions for free in month other ATMs then 20rs + gst.

✓ You will be having less branches it is slowly expanding.

✓ 3.5 % conversion charges for IN transactions.

✓ You can block debit from app itself.

✓ tagline : bank less, live more.

• 3 HDFC Insta Savings Account.

You can easily open this account through thier mobile app available in Playstore.

✓ Need to maintain minimum balance upto 20,000

✓ you will get insurance policies.

You can check thier website for more details.


• 4 Axis Asap

✓ Free Virtual Debit Card

✓ Minimum Balance 10,000 rs

✓ Branches Available Through Out India.

✓ Intial funding low as 15,000 rs.



You can download app from Playstore introduced video kyc to.

✓ Zero Balance / No Maintainence Charges.

✓ Available in most areas.

✓ First 5 Transactions free in one month and then 20rs+ gst.

✓ 3.5 conversion charges for international transactions.

Here, are the list of 5 Banks that provide instant bank opening services online.
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